Financing

We provide a variety of convenient leasing programs for private businesses and government agencies.

Standard Leasing Options

10% Buy-Out Plan: This plan is targeted at the customer who desires a fixed purchase option. At the inception of the lease, the purchase option total is fixed at 10% of the equipment's original cost.

10% Pre-Paid: This program is designed to offer a lower monthly payment and the comfort of a fixed purchase option.

$1.00 Purchase Plan: This program is recommended to those customers who are certain they wish to purchase the equipment at the end of the lease term. No tax benefits are available for this plan.

Note: This plan is NOT available in some states.

End of Fixed Purchase Price Lease Options:

• Purchase the equipment for the fixed purchase option price
• Return the equipment and trade up to new equipment
• Extend the lease for an interim timeframe
• Renew the lease for a fixed pre-determined period
• Return the equipment

Fair Market Value (FMV): This plan is targeted at those customers who are worried about obsolescence. It offers a variety of options at the end of the lease. It is particularly beneficial for those customers wanting to have a lower monthly payment. A FMV allows the flexibility at the end of the lease to decide whether to purchase the equipment, extend the lease, or upgrade the equipment based on business need.

End of FMV Lease Options:

Special Purpose Finance Plans

Municipal Lease Programs*: LCA has knowledgeable and experienced staff to help secure municipal leases. We offer competitive rates on leases for tax-exempt, taxable municipals and 501c3 organizations. Call your Account Executive for complete details on this program.

Deferred Payment Programs*: LCA offers the lessee the opportunity to eliminate the down payment for a 60-90 day window before the first lease payment is due. This program helps the lessee manage their cash flow.